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Banks can be commercial offering deposits like savings, current, seasonal, recurring, cash credits , loans, overdrafts. Some banks work for government-sponsored financial-social distribution programs like cooperative bank which can provide low interest loans to farmers, small scale industries and startups in the rural and semi-urban locations.
The Central banks are nonprofit organizations which are responsible for the monetary and credit system of the nation. Central banks are the controller and supervisor for other commercial banks and financial organizations .
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