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Bacs payment offers one of the cheapest ways to make faster payments. It is a kind of electronic payment made online where it takes three days for the payment to arrive. On the first day, the file with payment details is submitted, the recipient bank get the file on the second day, and after cash settlement (debit/credit) the transfer is done on the third day.
The payment is made only from Monday to Friday. Such payments are made directly from one bank to another, which are used for direct debit and Direct credits. It can be reversed on the first day, but if the funds have been cleared, it cannot be undone. In case of cancellation, the user submitting the file may have to incur the charges imposed by the bank.
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