99 Alternatives

Opportunities are Infinite

Please wait
728-x-9099 Ads

Malware and computer viruses

Computer experts have been posting warnings about malware like Flubot texts, which a person can use to steal from a bank account and clear the data on the phone or collect information present on a device and transfer it to others without the knowledge of the owner. 

Such apps act like worms, crime-ware or spyware and are often used to threaten the target. For example, you receive a message full of typing errors that suggest you are in trouble because you missed a call or voicemail, and you are asked to click on the link in the voicemail, which takes you to an app to protect yourself. 

If you get any such message, quit the page immediately. If you download the software, it can get all the passwords and logins stored on your device, and it can even extract the details of your friends. 

How Does It Happen?

Malware may enter the system through an external hard drive or infect the users' files through incoming connections. Many users may not know it has infected the system while carrying out the programmed functions without any external signs. 

Such an app can serve as spyware or track the system's history to get all the online shopping details or keylogging information. It can recognise the keyboard letters typed by the user and steal usernames, passwords, and credit card details. 

The links may trick the clients into visiting banking sites, where they are asked to fill in details. In addition, some apps lock the system, and the user cannot enter the device unless they pay the ransomware. 

Or you get a pop-up message on your screen asking you to click on some page link immediately. However, if you click, automatic installation starts.

How To Spot the Signs?

  • If you are offered something you did not apply for or did not look legitimate or unsolicited, emails from strangers, redirect you to the webpage to claim a job or gift or fill out a form. 

  • If the internet connection suddenly slows, you cannot access files or log in to your device.

  • If there are signs that others have accessed your password-protected accounts, for example - you get bank statements with transactions you do not remember.

How To Protect Yourself from Flubot?

  • Do not click the link or call the number mentioned if you get any such message.

  • Ensure the computer has an updated firewall and reputable anti-virus apps installed. Without such an app, one may not have any defence to block such incoming threats. 

  • In addition, you should protect the PC or other devices and take care while transferring any file or email. If you are unsure of the sender, do not click on the attachments out of curiosity.

  • You should browse safely and know the risk factors associated with it. Use caution and do not trust unfamiliar websites/ redirects.

  • The malware redirects the users to the harmful pages designed intentionally to get IDs. Therefore, if you have saved all your banking details on your device, empty all your accounts to protect yourself from funds loss. Or report the crime to the regulatory agencies to avoid a loss.

Date Published: Sep 09, 2023

Types of fraud

A-Z of fraud

To help understand which fraud you've been affected by, we've categorised them into an alphabetical list.

What is fraud and cyber crime?

Cybercrimes can be of two types. First, it can be cyber dependent, where the fraudsters use online devices to convince the victim to accept their offers.

Advance fee fraud

If you are trying to get a loan for a house or a car, they ask to meet the provider to get the financing arrangement and pay the finder's fee in advance.

Corporate fraud

Corporate frauds can be complicated, committed either by the firm or an individual. Nevertheless, it mostly involves cheating where the employee or the firm.

Individual fraud

There are many types of individual frauds related to advance fees, investments, insurance brokers, bogus tradespeople, Ponzi schemes, pension liberation.

Online fraud

Hence the number of cases of online fraud is increasing each year, and most such cases include – account takeover, direct frauds, or scams related domain names.

Identity fraud and identity theft

The criminal uses the stolen identity of another person living or deceased to conduct unlawful activities like obtaining goods or services in another's name.

Copyright © 2024 99alternatives Ltd.   All rights reserved.

Designed and Managed by Mont Digital